Posts Tagged ‘Personal Finances’
Tips for Re-Education Financial
* Tip 1: bad and good habit Habit
Almost always the way to work, back in the car with a friend. I’m very protective of the people I love or anyone entering the car so we demand that you please use a seat belt, accidents are accidents and you never know when, where and with whom they will.
The first few months every day I had to ask my partner to put the belt, now you do unconsciously. This is a good habit, not using the belt a bad habit.
Financially the same thing. Bad habits can be compulsive or impulsive spending, debt, always use credit cards, not manage the finances, etc, etc, etc.
So the advice here is to try to target these bad financial habits you have and try to change them. If you smoke, surely you do out of habit, but when it is known that smoking is doing. Then with the money as well, you know when you are managing or using their money so that it can hurt.
Try making a list or write when you see those bad habits, then keep it in a place where the display.
* Tip 2: Have a spending plan
The famous phrase “the money I was out of control” or “money burning me” has to do with the lack of planning and cost control. Read the rest of this entry »
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Causes of Financial Problems
On the other hand live in a society where spending money is what matters. Today there is so much consumption, which are not part of it (speaking of objects not very important) would be like being from another planet.
In a consumer society becomes very difficult not to fall into the temptation to spend on something, not to mention the publicity that comes into our heads and we tinker with all cables. You end up buying 15 phones for years always saying “this is just the cell that was in need.”
Another important factor in the family, a subject already talked a bit but to summarize, our home education can not always be the best. For example, I come from a family that has had many money problems, trying to help at this point many responses were negative.
Even when I talk about investing or generate new revenue by some members oppose and tell me what I have to do really. My question at this point is: What advice can you give me one person on money management, when that person has such financial problems?.
However, that education and financial advice has been passed from generation to generción creating the illusion that it is part of our tradition. The study, work and earn money. The investment for them is impossible, in fact the word “investment” in their heads do not have a specific meaning, because it is an issue which does not speak much.
Tips for Improving Personal Finances
In today’s entry I will make a short introduction to the reason why many people have bad habits with money. In a way I will advise based on techniques or tools that I gave good results.
The idea is that you begin to choose among those options that best suit your needs and even create your own financial plan.
The picture today is to put a ticket on fire. Here in Argentina is often hear the phrase “Money burns me” as saying that we lose it easily and that is why I decided to create this post.
* Why do we have financial problems?
Not to the point of talking at the level of the national economy, but rather trying to take as the axis center the subject or the person who has the money, we can say that A or key facto in this process is you.
Robert Kiyosaki mentioned in many of his books that people are accustomed to bad money management. At this point I strongly agree with him. But the key question is: What factors contribute to our financial ignorance?
* The answer is simple: The financial education that gave us
Until today I have not seen in schools and universities are touching on money management topics and personal finance. Not touch on issues such as taxes, banking. Issues we deal with almost 80% of our lives. So people are forgetting an important education 80%.