3 – Check Prices and product use: Today, a penny is important to save 10 cents per day and within a year will be $ 36.5. At this point there is to be a cheap price or maniac driver, but there are some items that have different prices, and the quality varies a great extent.

An example of this is the famous roll of kitchen paper towel such that even today is used as a napkin, cloth floor, grille cloth, etc. etc. etc. It would be nice to buy one depending on the usage more or less economical.

If your house has two bathrooms and really not all the time you visit, it can save in a soap cheaper for the guest bath and keep yourself with the “soap cream of asparagus grown on Aconcagua.”

4 – Look for promotions all the time: I really can always find something interesting, but obviously must take into account the priorities that tempts us all promotion of 10 pizzas with five bottles of soft drinks at $ 80 … but … Do we really need NOW 10 pizzas with five bottles of soda? Maybe, but then I got the shopping cart that other promotion not worth it, as much as this.

Remember, you are a rational human being and not a robot that detects supermarket promotions and puts them into the shopping cart.

5 – Keep a list: From all points, left this for last as the most important of all. The shopping list. Essential to not come home and find that we spend more in a huge variety of items useless or unimportant we already had.

So this list has a dual role. On the one hand help us not forget the importance of what we do not really need or delay their use and on the other side of not buying things we already have in our homes.

Looking for a list I found the web www.eliseos.net where Alexis (Author) shared a list but is based on their consumption habits, gives some insight into what we might need. In my case I use it as follows. Paint the boxes of things I need and when you are crossing the same elsupermercado go.

Here I leave the virtual folder, you can find the file in “Personal Finance”
Later I will try to make a general grocery list with this methodology to be printed, photocopy and above all SAVE.

Mariano Cabrera Lanfranconi

There is an important activity in our lives that is usually characterized as a source of enormous and above all “mysterious” charges, speak to the supermarket. If sometimes a simple kiosk market or do not know what to buy, in the supermarket this effect is maximized.

That is why I started looking for a shopping list or guide to make in the supermarket, of vital importance to those who are just going to live alone, in pairs (as in my case) or who believe they have no control this point in their lives.

Really go to the supermarket can mean uncontrolled spending we checked, so follow some steps or rules that I learned with time.

5 rules to avoid wasting money at the supermarket.

1 – Setting priorities: The store is stocked with every kind item today and more happened to be a place where they sell even DVDs, music CDs, furniture, clothes and lots of other categories that did not exist.

If not set priorities, one ends up buying or spending money on what REALLY REALLY important in vain.

2 – Money for foolishness or something new: For some question psychology, social, and from my point of view, marketing, the people at the supermarket has the unbearable desire to buy something new, new, flashy or on a whim. It is therefore important to separate and knowing exactly how much money we will use in this sort of thing, so we buy something, no need to spend money priorities.

Mariano Cabrera Lanfranconi

Check if your plan includes the following necessary factors that give rise to a successful business.

* A sound business concept. The most common mistake that entrepreneurs make is not picking the right business to start. The best way to learn about your prospective business is to work for someone else in that business before beginning your own. Can be a huge difference between his concept of a fine business and reality.

* Understand your market. A good way to verify that the market is known as a test market your product or service before starting. Think you have a large kite that will capture the imagination of kite fliers in the world? Then, make some of them first hand and try to sell them.

* Industry strong, growing and stable. Remember that some of the greatest inventions of all time, like airplanes and cars, did not result in economic benefit to many who tried to exploit these great advances. For example, the cumulative earnings of all airlines since Wilber Wright flew that first plane are less than zero (the Airline losses have been greater than their profits). Success comes to those who find businesses with great economics and not necessarily great inventions or advances to mankind.

* Administration capable. Find people who you like and admire, have good ethical values, skills and are smarter than you. Plan to hire people who have the skills that you lack. Define your unique ability and seek out others who turn your weaknesses into strengths.

* Adequate financial control. Learn later the importance of training in accounting, computer software and cash flow management. Most employers do not have accounting backgrounds and must go back to school to acquire such knowledge. You bet your savings in a game where you do not know how to keep score? People mistakenly do it in business.

* A consistent business focus. If you think of specific products or services, find that specialists outperform non-specialists. Focus on something you can do so well will not be subject to competing with someone with a lower price.