Business and Finance Analysis

Archive for the ‘Re-Education Financial’ Category

Want to own a business? But confused how to get started? Yes, I used to be like this. Willing to work, I was not passed the test, not a work of talent, not good at work, unlike most people, a talented labor. Fortunately that has talent to work, I own if test job interview, failing steadily. Already struggled through the test a psycho, but always failed in the interview, yes because the work was not talent, not good at work. The only way to eat, can have the money, can buy what they want, to live, it should be looking for money, the alias must be the business. Since not have the money to hold it’s not good, so it should make the effort. Well, so have a business, would be starting a business, because if not started, start a business, eventually it will not have a business.

Pas want to start a business, I was stuck in the capital. I try to invite my friends, I lay out a vision mission (Language is cool vision of the mission …), they are interested. However, fitting capital story, well here it is, problems began to emerge. Some are interested in, stuck. At that time both just graduated from college, is equally minimal capital. There are friends who major in economics, Pinter itung2an, stung capital, that the BEP, come out a statement: long seemed beyond their capital … “finally he took the road apply for a job. As for me? I had a talent not work. How? I’m confused then, finally, yes, my book baca2 successful entrepreneurs, such as Chandra Purdi Primagama Bimbel owners. Continue to read the newspaper also investigated the Bob Sadino. I read some books on self-employment again. Aha … finally I got an easy way to start a business.

Well, an easy way to start a business, the Start course. Just like going to walk away. Started to walk alone. With the new stepping will know apa2 which will be experienced, established, or risk. Itung2an may, it is necessary, but surely there is a miss that is beyond human Hungarian. For example, opening a store, there may be an entire stock purchase.

One form of rapidly increasing business trend today is an online business. Well about this online business itself many are still confused and often ask to me. Sharing what I know and control in this type. I myself was not an expert online business, because if say experts, this type of business are manifold. Hopefully what is written here can provide insight or add to an audience that is looking for info on the internet business.

A business should certainly have a product. Its products can include goods, services, information. In the online viewers could sell its own products (if any) or sell other peoples products. Become a reseller or affiliate with other people sell products is a great potential also in online business. Ebay, Amazon, Clickbank, is among three of perusahaan2 which provide the opportunity to become an affiliate of produk2 them. Clickbank provides a digital product that is in the form of an information product that looks audio, video. While Ebay and Amazon are more inclined to physical products, electronic goods, telecommunications, home appliances until, like a supermarket. Is this just? Surely not! There are many opportunities other resellers. Viewers can help sell products or expertise of others through this online business.

Want to know not how to be Rich? The rich make money producing, while the poor make money. Or any other language is rich make money work for them, while the poor work for money. Yes, poor people work for money. While the rich make money work for them. So the rich are different from the pattern becomes a pattern to be poor. would not it work for money? Where there are people who work not for money?? These questions often strike back when I am rich story that is not working for money, but money work for them. How come the rich arguably not work for money?? Instead they are rich because a lot of money, did they collect the money … How Mr. Huang said Rich make money work for Them.

Yeah, right! The rich have a lot of money. However, they do not work for money, or in other words, they work not to earn money directly. They work too, just like the average person. However, they work to build a source of money. I often URLs, they work “to grow a mango tree” or open “mango grove”. While the poor people to work “dining mahogany” directly.

Yes, directly mango is good, easy, just eat. Grow a mango tree, mango orchard moreover, takes the process. Viewers should prepare the land, looking for a good and proper seed and seeding process, to take care of pests and weeds, could be exposed to the fungus or pests disrupt or shut down when the growth process, however, when the mango tree was a big plus and growing, began to produce fruit -fruit, then that victory for the plant. He can eat as much and even mangoes can plant more mango trees. Any expenditure of time, learning and the money he spent during the planting to harvest mangoes, ranging from buying seeds, buying disinfectants, investing money and time spent, but according to natural law, who sowed, he reaped. Someone sows goodness, he will reap goodness. Someone has invested time, effort and money, so he will get the time, effort and money. So finally he made a mango tree had produced mango-mango. He also makes the source of money. Of mango-mango generated was, he sold his farm and he began to expand or create new gardens. This means he has to make money make money. This is called, Money has been working for the rich.

Today, learn the business from the richest man in the world No.7. Yes, in the article to learn the business before we learn of billionaires in the world no.3. Now the world’s richest businessman No.7. Probably never heard of the brand Louis Vitton? Christian Dior brand? yes leading fashion brands of the world. Various production luxury Louis Vitton handbag (LV) became a fan favorite shopping for luxury brands popular world. Who is the man behind the success of the LV and Christian Dior brand is this? Bernard Arnault is the second owner of this company. He was included in the ranks of the richest people in the world. Well, today we will learn the principles of a successful business with him.

Bernard Arnault was born March 5, 1949. He is the 7th richest person in the world and France’s richest people with an estimated net worth of $ 26 billion U.S. dollars, according to Forbes report in March 2007.

Famous alter Arnault of LVMH, the giant company’s luxury goods when he was in control in 1989, became a global company through acquisitions, marketing savvy, and bold designs.

Bernard Arnault is a native of Roubaix, and graduated with an engineering degree from Ecole Polytechnique in 1971. In 2007, Arnault was listed among the 100 Most Influential People in the World version of Time magazine. He was also a skilled pianist.

At the age of 35, using a combination of family and borrowing money, he bought Boussac, the French textile group that had gone bankrupt fashion house that has funded the original Christian Dior in 1946. Arnault stripped Boussac for Dior and use it as a vehicle to create LVMH, which was born from the merger in 1987 between Louis Vuitton and Moet Hennessy. Once in control, Arnault fired executives of both companies, inserting his own team, then spent years mastering the 90′s luxury brands, including shirt maker Thomas Pink, Chaumet jewelry, leather goods Fendi, Pucci and Donna Karan fashion, champagne company Krug, and watchmaker TAG Heuer. With his father, Jean, he still controls 47% and 63% of LVMH shares voting rights, while in isolation has 68% stake in Christian Dior Couture, part of Dior’s fashion.

Many of us felt it was doing financial planning, but the facts show that the funds required at the time was insufficient. Survey conducted by AC Nielsen and Citibank showed that 70% of executives in Indonesia threatened poor old Day.

Step / Financial Planning Process You Must Go through

1) Determine your financial goals.

Is the goal to Children Education, Pension Funds, or pilgrimage, or other financial goals.

2) Calculate your financial goals and achieve them srategy.

You must determine the amount of funds needed in time, eg, while studying at Medicine would cost how much. Besides, you also must have a strategy so that goals can be achieved. One strategy is one of them is to choose a vehicle that suits you so that the goal can be achieved. It could be a vehicle insurance, or other investment instruments.

3) Implementation in accordance with the time available and the risks you

You will reach the goal must be to see when it’s time to be achieved, the sooner you start the better the results will be.

Example: Want to raise funds amounting to $ 500 million for the college in Medicine at Children age 18 years. Assuming the investment return of 15% per year then takes the savings amounted to $ 633,848,000 each month when you start  at Children 2 years of age. But when you put it off and just started at the age child 10 years, then you should set aside funds every month amounting to 2,722,703. That means the sooner you start the funds you set aside of course lighter. Remember Time is Your Friend in investing.

4) Monitor and conduct periodic evaluations

Once you’ve invested, the next step is to monitor to match the direction of the goal. Perform the evaluation as well so what is the goal could be achieved.

5) Revision of strategy and planning

Not his fault you do a revision of strategies and plans that you already use. This revision is intended to keep the financial goals can be achieved in accordance with the time, or can be used to accelerate the achievement.

* Tip 1: bad and good habit Habit

Almost always the way to work, back in the car with a friend. I’m very protective of the people I love or anyone entering the car so we demand that you please use a seat belt, accidents are accidents and you never know when, where and with whom they will.

The first few months every day I had to ask my partner to put the belt, now you do unconsciously. This is a good habit, not using the belt a bad habit.

Financially the same thing. Bad habits can be compulsive or impulsive spending, debt, always use credit cards, not manage the finances, etc, etc, etc.

So the advice here is to try to target these bad financial habits you have and try to change them. If you smoke, surely you do out of habit, but when it is known that smoking is doing. Then with the money as well, you know when you are managing or using their money so that it can hurt.

Try making a list or write when you see those bad habits, then keep it in a place where the display.

* Tip 2: Have a spending plan

The famous phrase “the money I was out of control” or “money burning me” has to do with the lack of planning and cost control. Read the rest of this entry »